GET AN OFFER

Terms and Conditions

Effective Date: October 8, 2026
Last Updated: October 8, 2026

These Terms and Conditions (“Terms”) govern your access to and use of ibuyfiredamagedhomessanbernardinocalifornia.com (the “Website”) and services offered through the Website by I Buy Fire Damage Homes San Bernardino (“we,” “us,” or “our”).

By accessing the Website, submitting property information, requesting a cash offer, or otherwise interacting with our services, you agree to these Terms and acknowledge our Privacy Policy.

1. Purpose of the Website

The Website allows property owners and authorized representatives to submit information concerning real estate they may wish to sell, including:

Depending on the property and transaction, we may:

Nothing displayed on the Website constitutes a binding offer to purchase real estate.

2. Our Role

The Website presently markets our business principally as a direct cash purchaser of fire-damaged real estate in San Bernardino.

Depending on the transaction, we may act as:

Our actual role depends on the transaction documents and conduct.

Unless separately and lawfully established, we do not act as your:

3. Direct Purchase Model

Where we seek to purchase property for our own account:

4. No Obligation to Sell

Submitting information or requesting an offer does not obligate you to sell.

A Website submission is an inquiry and is not a purchase agreement.

You may reject a proposed offer unless and until you enter into a legally enforceable transaction agreement, subject to applicable statutory cancellation or termination rights.

5. No Obligation to Purchase

Submitting property information does not require us to:

6. Eligibility and Authority

By using the Website or submitting property information, you represent that:

Submission by one co-owner does not necessarily authorize that person to bind every owner.

7. Agents, Wholesalers, and Other Representatives

If an agent, wholesaler, contract holder, attorney-in-fact, trustee, personal representative, or other representative submits property information, that person is responsible for having lawful authority to do so.

Nothing on the Website authorizes:

8. Property Research

We may research:

9. Property Assessments

The Website states that we may inspect the extent of fire damage and estimate required repairs before presenting a cash offer.

An acquisition evaluation may include:

An evaluation conducted for our acquisition purposes is not automatically an inspection or professional report prepared for the seller’s benefit and is not a warranty concerning property condition.

10. Preliminary Offers

Any preliminary:

is non-binding unless included in a legally enforceable written transaction agreement.

A preliminary offer may change after due diligence.

11. Offer Methodology

Potential offers may consider:

No particular valuation methodology, purchase price, or financial result is guaranteed.

12. Binding Transactions

A binding real estate transaction arises only when applicable parties execute legally enforceable transaction documents.

Closing may depend on:

13. California Transfer Disclosure Statement

California generally requires a Real Estate Transfer Disclosure Statement (“TDS”) in many transfers of covered residential real property.

For this statutory framework, “single-family residential property” generally includes real property improved with one to four dwelling units, along with specified condominium, planned-development, cooperative, mobilehome, and manufactured-home interests.

A direct investor or cash transaction is not automatically exempt merely because:

14. TDS Timing

For a conventional covered sale, the seller generally must deliver the completed TDS as soon as practicable before transfer of title.

Certain:

have different statutory timing requirements.

15. Late TDS and Buyer Termination Rights

If a required TDS or material amendment is delivered after execution of the buyer’s offer, California law generally gives the buyer:

to terminate the offer by written notice.

Nothing in these Terms shortens a statutory termination right.

16. TDS Requirements Cannot Simply Be Waived

California law provides that waiver of applicable TDS requirements is void as against public policy.

Accordingly, an “as-is,” “cash,” “investor,” or “no-repair” clause should not be used to represent that a legally required TDS can simply be waived.

17. TDS Exemptions

California provides specified exemptions for certain transactions, including qualifying:

An exemption should be confirmed for the actual transaction.

18. Fire Damage and the TDS

A prior structure fire may create current conditions relevant to the TDS, including:

Known material fire-related conditions should not be concealed or misrepresented.

19. Material Facts

California real estate law separately preserves duties concerning facts materially affecting the value or desirability of property.

Fire-created conditions may be material depending on:

20. Licensee Visual Inspection and Disclosure Duties

Where a California real estate licensee participates in a qualifying transaction, additional visual-inspection and disclosure duties may apply.

A principal investor inspecting property for its own purchase purposes is not automatically acting as the seller’s professional inspector.

21. No Universal Fire-Document Package

California does not impose one universal rule requiring every seller automatically to deliver every:

to every buyer.

A particular document may nevertheless be:

22. California Natural Hazard Disclosure Statement

California separately requires a Natural Hazard Disclosure Statement (“NHD”) in qualifying residential transactions.

The NHD addresses whether property lies within specified hazard areas, including:

The actual parcel should be evaluated using current official maps.

23. Fire Damage Versus Fire Hazard Severity Zone Status

Actual structure-fire damage and statutory Fire Hazard Severity Zone classification are separate issues.

A San Bernardino property can:

Marketing and transaction disclosures should distinguish those concepts.

24. San Bernardino Fire Hazard Mapping

California’s Office of the State Fire Marshal classifies fire-hazard areas as:

San Bernardino County contains mapped State Responsibility Areas, and the City of San Bernardino maintains GIS layers incorporating Fire Hazard Severity Zone information.

The applicable parcel should therefore be checked against the current official map rather than assuming every San Bernardino property has the same wildfire classification.

25. Additional Wildfire Disclosure for Certain Pre-2010 Homes

Where property subject to California’s residential disclosure law is located in a High or Very High Fire Hazard Severity Zone and the home was constructed before January 1, 2010, Civil Code section 1102.6f requires additional wildfire-related disclosure.

That notice includes information concerning vulnerable features and wildfire hardening.

For transactions on or after July 1, 2025, it also includes:

26. Defensible-Space Inspection Information

Where a seller has obtained a qualifying final defensible-space inspection report under applicable California law and the relevant wildfire-disclosure statute applies, the seller may need to provide:

27. As-Is Transactions

The Website advertises purchases in the property’s existing or “as-is” condition.

“As-is” may mean that the purchaser does not require the seller to complete repairs before closing.

It does not automatically eliminate:

28. No Universal Requirement to Repair Before Sale

California does not impose one statewide rule requiring every fire-damaged residence to be completely restored before it can be sold.

A damaged property may potentially be transferred in its existing condition.

Separate:

may nevertheless affect the property.

29. City of San Bernardino Permit and Building Review

The City of San Bernardino maintains Building & Safety functions and public permit records.

Fire-damaged property may require permits or City review for work involving matters such as:

The exact permit requirements depend on:

30. City and County Jurisdiction Must Be Verified

A property with a “San Bernardino” mailing address may be located:

Permit, fire, building, code-enforcement, and inspection requirements can differ by jurisdiction.

The parcel’s actual governmental jurisdiction should therefore be confirmed before relying on a local repair procedure.

31. Existing Permits and Code-Enforcement Records

A potential buyer may review publicly available permits and other governmental records as part of due diligence.

A sale does not automatically:

32. Cleanup and Restoration

The Website represents that sellers do not need to perform repairs or cleaning before selling.

Any post-acquisition:

must comply with applicable:

Nothing in these Terms represents that we personally perform regulated contractor work unless lawfully authorized to do so.

33. California Contractor Licensing

California separately regulates contractors.

Where repair, demolition, remediation, reconstruction, or other work requires a licensed contractor, the work must be performed by an appropriately licensed person or entity unless a lawful exemption applies.

Purchasing property does not itself authorize regulated contracting services.

34. Inspections and Due Diligence

The Website says sellers do not need to pay for repairs or inspections before sale.

That does not prevent us from conducting acquisition due diligence permitted by the transaction documents.

Due diligence may include:

35. Fast Offer and Closing Claims

The Website advertises:

These statements describe intended or possible transaction timing and are not guarantees.

Actual timing may depend on:

36. “Guaranteed Cash Sale” and Predictable-Timeline Claims

The Website currently states that sellers receive a “guaranteed cash sale” and a predictable timeline.

That language should not be interpreted as creating an unconditional legal guarantee before a binding purchase agreement has been executed and all applicable transaction conditions are satisfied.

A Website inquiry or preliminary offer does not guarantee:

The executed transaction agreement controls.

37. Fair, Accurate, and Market-Value Claims

The Website describes its offers as:

Those descriptions express the intended acquisition methodology.

They do not guarantee that:

38. Closing Costs, Fees, and Commissions

The Website states that it pays standard closing costs and charges no traditional real estate-agent commissions or hidden seller fees.

Where agreed, the signed purchase agreement, escrow instructions, settlement statement, and closing documents control:

A mortgage or lien payoff is not a “hidden deduction”; it may be required to deliver agreed title.

39. Existing Mortgages and Liens

The Website states that existing mortgages or liens may be handled at closing.

A purchase transaction does not automatically eliminate debts.

Where appropriate, closing proceeds may be used to satisfy:

as required to transfer agreed title.

The seller generally receives the remaining net proceeds after required payoffs, closing adjustments, and other amounts authorized by the transaction documents.

40. California Real Estate Licensing

California generally requires a real estate broker license when a person, for compensation or expected compensation, acts for another to:

The actual relationship and conduct control.

41. Principal Purchaser Versus Broker

A genuine principal purchaser acquiring property for its own account is differently situated from a person acting for another for compensation.

Nothing on this Website authorizes a person to avoid licensing requirements merely by describing themselves as:

The actual conduct controls.

42. California Wholesaling

As of October 8, 2026, California has not enacted the wholesaling-specific licensing and disclosure regime proposed in Assembly Bill 1850.

AB 1850’s latest legislative action remains that it was held under submission in Assembly Appropriations on May 14, 2026.

Accordingly, these Terms do not state that AB 1850 is current law.

43. Existing Licensing Law Still Applies to Wholesaling

The absence of an enacted wholesaler-specific statute does not mean every wholesaling or assignment arrangement is automatically lawful without a real estate license.

Relevant factors can include:

44. Contractual Interest Is Not Legal Title

Holding a:

is different from holding legal title.

A contract holder should not falsely represent that:

45. Assignment Depends on the Contract

Whether a California purchase agreement may be assigned depends on:

Nothing on the Website guarantees that a particular agreement may be assigned.

46. Homes Already in Foreclosure

California imposes strong protections where an investor acquires an owner-occupied one-to-four-unit residence after a notice of default has been recorded.

A transaction can fall under California’s Home Equity Sales Contract Act.

These rules are separate from ordinary property-disclosure requirements.

47. Residence in Foreclosure

For purposes of California’s Home Equity Sales Contract Act, a covered “residence in foreclosure” generally means:

A covered investor acquiring title can be an “equity purchaser.”

48. Home Equity Sales Contract Requirements

A covered equity-purchase contract must satisfy detailed statutory requirements.

Among other things, it generally must:

49. Five-Business-Day Equity-Seller Cancellation Right

A covered equity seller generally has the right to cancel until the earlier of:

Nothing in these Terms limits that statutory right.

50. Restrictions During the Cancellation Period

During the covered cancellation period, an equity purchaser generally may not take prohibited premature actions involving:

51. No Misleading Statements to a Distressed Seller

A covered equity purchaser may not make false or misleading statements concerning:

52. California Foreclosure Consultants

California separately regulates mortgage foreclosure consultants.

A person may fall within that law where, for compensation, the person represents that services will:

A direct purchaser should not simultaneously portray itself as the homeowner’s paid foreclosure consultant unless the relationship separately complies with applicable law.

53. Foreclosure Consultant Contracts

Covered foreclosure-consultant relationships are subject to detailed written-contract, notice, cancellation, registration, bonding, and compensation restrictions.

Where those rules apply, the required statutory contract and forms should be used.

54. Foreclosure Consultant Cancellation

A covered foreclosure-consultant contract generally provides a homeowner a statutory cancellation period.

These Website Terms do not shorten or replace that statutory protection.

55. No Advance Fees for Covered Foreclosure Consulting

California restricts advance compensation for covered foreclosure-consulting activity.

A business purchasing property for its own account should maintain a clear distinction between:

56. Requesting an Offer Does Not Stop Foreclosure

Submitting a Website inquiry, receiving an offer, or negotiating a transaction does not automatically:

Homeowners facing foreclosure should independently verify all applicable deadlines.

57. No Foreclosure-Rescue Guarantees

Unless separately authorized and legally qualified, we do not represent that:

58. Federal Mortgage-Assistance Rules

If separate conduct constitutes mortgage-assistance-relief services under federal law, additional federal requirements can regulate:

59. Multilingual Contracts

California provides special protections where specified transactions are negotiated primarily in certain languages.

Where Civil Code section 1632 applies and negotiations are conducted principally in:

a translation of the contract or agreement may be required before execution.

The Website’s multilingual features do not eliminate those requirements.

60. Probate, Estate, Trust, and Inherited Property

Submitting inherited, probate, estate, or trust property does not establish legal authority to sell.

A transaction may require:

Certain fiduciary transfers may qualify for statutory disclosure exemptions, but exemptions are transaction-specific.

61. Insurance Claims and Fire-Damage Proceeds

A fire-damaged property may involve an open or completed insurance claim.

We do not act as your:

unless a separate legally compliant relationship expressly establishes otherwise.

Property owners are responsible for understanding:

62. Pending Insurance Claims

If property is sold while an insurance claim remains pending, transaction documents should address the parties’ rights concerning:

63. Insurance Rights Do Not Automatically Transfer

The sale of real estate does not automatically transfer:

Those matters depend on:

64. Public Adjusting

Nothing on the Website constitutes public-adjusting services.

A homeowner seeking assistance negotiating an insurance claim should work with an appropriately licensed insurance professional or attorney where required.

65. Tenant-Occupied Property

The sale of a tenant-occupied California property generally does not automatically terminate a lawful tenancy.

A purchaser should evaluate:

A property appearing vacant after a fire should not automatically be treated as legally free of tenancy rights.

66. California Tenant Protection Act

Where the California Tenant Protection Act or another rent or eviction law applies, a purchaser takes the property subject to applicable tenant protections.

Nothing in a cash purchase overrides non-waivable tenant rights.

67. Federal Lead-Based Paint Disclosure

Federal lead-based-paint disclosure requirements may apply to qualifying residential housing constructed before 1978.

Nothing on the Website replaces applicable federal disclosure obligations.

68. Common Interest Developments

If property is located in a condominium, planned development, or another qualifying California common-interest development, separate disclosure requirements may apply concerning:

69. Recent-Resale Repair Disclosure

California separately imposes additional disclosure duties in specified sales of qualifying single-family residential property where:

Where applicable, a later resale of a fire-damaged property may require disclosure concerning specified:

70. Telephone Communications

By providing a telephone number and requesting an offer, you authorize reasonable responsive communications concerning:

Additional consent will be obtained where legally required before regulated automated, prerecorded, artificial-voice, or marketing communications are made.

71. California Recording Law

California generally prohibits intentionally recording a confidential communication without the consent of all parties, subject to statutory exceptions.

Confidential acquisition calls should therefore not be silently recorded merely because one participant consents.

Where communications are recorded, appropriate notice and legally sufficient consent should be obtained from all participants.

72. Text Messages

If you provide a mobile telephone number and applicable consent, we may communicate by text concerning:

Where required, additional consent will be obtained before regulated automated or marketing messages are sent.

Consent to marketing communications is not a condition of receiving an offer or selling property where prohibited by law.

Message and data rates may apply.

Message frequency may vary.

Reply STOP to request that applicable messages stop.

73. Email Communications

By providing an email address, you authorize communications concerning:

Applicable promotional emails will include an unsubscribe mechanism.

74. Electronic Communications

Where permitted by law, you consent to receiving Website and transaction communications electronically.

This consent does not eliminate documents that applicable law requires to be delivered in a particular form, language, or manner.

75. Privacy

Our handling of personal information is described in our Privacy Policy.

76. Independent Decision-Making

Selling fire-damaged property can have substantial:

You may wish to consult:

77. No Professional Advice

Website content does not constitute individualized:

78. No Automatic Agency or Fiduciary Relationship

Use of the Website does not itself create:

If a licensed California real estate professional participates, applicable agency and representation documents control.

79. Acceptable Use

You may not:

80. Intellectual Property

Unless otherwise stated, the Website and its original:

are owned by or licensed to I Buy Fire Damage Homes San Bernardino.

You may not commercially reproduce protected Website content without authorization.

81. Third-Party Websites and Services

We do not control or accept responsibility for independent third-party:

82. Website Availability

We may modify, restrict, suspend, or discontinue Website features.

Continuous, uninterrupted, secure, or error-free availability is not guaranteed.

83. No Guarantee of Transaction

We do not guarantee:

84. Marketing Claims

Website statements describing our offers or process as:

describe intended or possible service characteristics unless expressly incorporated into a signed agreement.

They do not guarantee a particular economic outcome.

85. Testimonials

Testimonials describe individual reported experiences.

They do not guarantee that another seller will receive:

86. Disclaimer of Warranties

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE WEBSITE AND WEBSITE CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE.”

WE DISCLAIM WARRANTIES THAT MAY LAWFULLY BE DISCLAIMED, INCLUDING IMPLIED WARRANTIES OF:

Nothing in these Terms eliminates protections that applicable law does not permit to be waived.

87. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, I BUY FIRE DAMAGE HOMES SAN BERNARDINO AND ITS AFFILIATES, OWNERS, OFFICERS, EMPLOYEES, CONTRACTORS, SERVICE PROVIDERS, AND BUSINESS PARTNERS WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR PUNITIVE DAMAGES ARISING SOLELY FROM WEBSITE USE.

OUR AGGREGATE LIABILITY FOR CLAIMS ARISING SOLELY FROM WEBSITE USE WILL NOT EXCEED $500, TO THE MAXIMUM EXTENT PERMITTED BY LAW.

This Website-only limitation does not govern rights or liabilities under a separately executed:

unless that agreement expressly provides otherwise and applicable law permits it.

88. Independent Third Parties

To the maximum extent permitted by law, we are not responsible for independent third-party:

Nothing in this provision eliminates liability that applicable law does not permit to be excluded.

89. Indemnification

To the extent permitted by law, you agree to indemnify I Buy Fire Damage Homes San Bernardino from claims arising from your:

90. Governing Law

These Terms are governed by the laws of the State of California, except where another law must apply.

91. Venue and Disputes

Subject to mandatory jurisdiction, venue, consumer-protection, foreclosure, landlord-tenant, and transaction-specific requirements, proceedings arising solely from Website use may be brought in a court of competent jurisdiction in California.

These Website Terms do not impose mandatory arbitration.

A separately executed transaction agreement may contain different enforceable dispute provisions.

92. Non-Waivable California Rights

Nothing in these Terms waives rights that cannot legally be waived under applicable:

93. Transaction Agreements Control

These Website Terms do not replace:

A separately executed transaction agreement governs that transaction to the extent enforceable.

94. Changes to These Terms

We may update these Terms periodically.

Updated Terms become effective when posted or on another identified effective date, subject to applicable law.

95. Severability

If a provision is invalid or unenforceable, it will be enforced to the maximum lawful extent or severed, and the remaining provisions will remain effective.

96. No Waiver

Failure to enforce a provision does not waive the right to enforce it later.

97. Assignment

You may not assign these Website Terms without our written consent.

We may assign these Terms in connection with a merger, acquisition, financing, restructuring, affiliate reorganization, or sale of assets, subject to applicable law.

This provision does not determine whether a real estate purchase agreement may be assigned.

Assignment of a purchase agreement is governed by:

98. Entire Agreement Regarding Website Use

These Terms and the Privacy Policy govern Website use.

They do not supersede separately executed real estate transaction documents.

99. Contact Us

Questions concerning these Terms may be directed to:

I Buy Fire Damage Homes San Bernardino
San Bernardino, California
United States

Website: ibuyfiredamagedhomessanbernardinocalifornia.com